Medicare Supplemental Insurance or Medigap

Medicare Supplement plans are insurance plans offered by private health insurance companies and they cover some of the healthcare costs Original Medicare leaves behind or misses. These plans fill your coverage gaps, including copayments, deductibles, and coinsurance. 

As a result, when you have a Medicare Supplement (Medigap) plan, you will have little-to-no out-of-pocket costs for Medicare-covered services and equipment. These plans pay second to your Original Medicare. They are lettered plans A-N and depending on your health needs and budget will determine what plan is best for you.  

These plans are government regulated insurance meaning they are the same coverage across the board according to the plan you have chosen – so plan G is same coverage as all Plan G's & can be used anywhere in the US where Original Medicare is accepted. It is best to compare the different Medicare Supplement plans available to determine the best plan for you. These plans can vary in price by insurance company. You should compare prices of all available carriers.